Elect Travel Insurance includes certain hazardous sporting activities at no extra charge (STANDARD),
providing they are amateur activities conducted under adequate supervision and only participated on an incidental basis.
These inclusive activities are available to be viewed on the policy terms and conditions under Hazardous Sports and Activities.
In order to be sufficiently covered, you are required at all times to wear the appropriate safety equipment for any activity
(i.e. protective clothing and/or suitable head protection).
Participating in any hazardous activity where you are exposing yourself to a needless peril, will be excluded from cover.
Listed below are the activities which are included within cover SHOWN as STANDARD above:
Archery
Badminton
Baseball
Basketball
Beach games
Black water rafting (Grade 1 to 4)
Bungee jumping (Maximum of two jumps)
Canoeing (excluding white water canoeing of any grade)
Cricket
Cycling (excluding BMX or mountain biking)
Dinghy sailing
Fell walking
Fencing
Fishing (excluding wade fishing)
Football
Golf
Hiking (under 2,000 metres altitude)
Horse riding (excluding jumping, hunting, polo and racing)
Hot air ballooning which has been booked in the United Kingdom prior to departure
Jet boating
Jet skiing
Jogging
Marathon running
Motorcycling up to 125cc (Providing rider holds a full driving license and is wearing a crash helmet)
Netball
Orienteering
Paintballing (Providing protective eye-wear and clothing worn)
Parascending (over water)
Pony trekking
Racquetball
Rambling
River canoeing
Roller skating
Roller blading
Rounders
Rowing
Safari (if pre-booked through United Kingdom operator, excluding the use of firearms)
Sail boarding
Sailing within territorial waters
Scuba diving down to 15 metres (excluding solo dives and no dives less than 24 hours before departure)
Skate boarding
Snorkelling
Squash
Surfing
Tennis
Track events
Trekking (under 2,000 metres altitude)
Triathlon
Volleyball
Water skiing
White water rafting (up to grade 4 life vest and helmet must be worn)
Windsurfing
Yachting (inside territorial waters)
We also provide cover for a number of Higher risk activities not shown above at an additional premium - Please contact us on 0844 980 0271 for further information.
Elect Travel Insurance includes certain hazardous sporting activities at no extra charge (STANDARD),
providing they are amateur activities conducted under adequate supervision and only participated on an incidental basis.
FCO advise against all but essential travel to within 60kms of the Kenya-Somali border; to Kiwayu and coastal areas north of Pate Island;
to Garissa District; to the Eastleigh area of Nairobi; and to low income areas of Nairobi, including all township or slum areas.
The Foreign and Commonwealth Office (FCO) advise against all but essential travel to an area east of a line joining Sabah's
most northerly point near the town of Kudat to the Indonesian border in the southern part of Sabah, near Tawau.
Understanding common travel insurance jargon will help your to understand the terms, when making important decisions about your travel insurance cover.
